Home Loan
Key to a Lifetime of Comfort and Happiness
Interest Rate: 11-13%
Features
Flexible Loan Amounts
From Rs 50,000 to Rs 10,000,000, we tailor our home loans to fit your unique needs and budget.
Extended Tenure
Enjoy a maximum loan tenure of 8 years, providing ample time for repayment and ensuring affordable monthly installments.
Competitive Interest Rates
Avail yourself of competitive interest rates of 15.75%, ensuring cost-effective borrowing and manageable monthly payments.
Transparent Loan Processing
Experience a transparent and efficient loan processing system, ensuring a smooth and hassle-free application process, evaluation, and disbursement of funds.
Prepayment Facility
Borrowers have the flexibility to make prepayments on their home loans, helping them reduce the overall interest burden and shorten the loan tenure.
Homeownership Made Easy
Chandragiri Home Loans are designed to make the dream of owning a home, apartment, or maintaining an existing home a reality for our members.
Grace Period Option
Benefit from a grace period of 6 months, allowing borrowers to focus on settling into their new home before commencing full loan repayments. During this period, only the interest can be paid.
Wide Range of Uses
Chandragiri Home Loans can be utilized for various purposes, including purchasing a new home, constructing a house, renovating or expanding an existing property, or fulfilling any other housing-related needs.
Expert Guidance
Our experienced loan officers provide personalized assistance and guidance, helping borrowers navigate the loan application process, understand eligibility criteria, and choose the most suitable loan options.
Benefits
Homeownership Achievement
Fulfill your dream of owning a home, apartment, or maintaining your existing home with the assistance of our home loan product.
Manageable Repayment
Enjoy the flexibility of an extended tenure of up to 8 years, enabling you to comfortably repay your loan through affordable monthly installments.
Competitive Interest Rates
Take advantage of our competitive interest rates of 15.75%, ensuring cost-effective borrowing and minimizing your overall interest expenses.
Versatile Use of Funds
Use the loan for various purposes, including purchasing a new home, constructing a house, renovating, or fulfilling other housing-related needs.
Financial Flexibility
Access loan amounts ranging from Rs 50,000 to Rs 10,000,000, allowing you to choose the loan amount that suits your specific housing needs.
Grace Period Advantage
Benefit from a 6-month grace period, allowing you to settle into your new home before starting regular loan repayments, with only interest payments required during this period.
Simplified Loan Processing
Experience a hassle-free and streamlined loan application process, making it easier for you to access the funds you need for your housing aspirations.
Member Benefits
As a member of Chandragiri Savings and Credit Cooperative Ltd, you gain access to additional member benefits, services, and support, further enhancing your overall banking experience.
Disclaimer:
The information provided herein is for general reference purposes only and should not be construed as financial or legal advice. Chandragiri Savings and Credit Cooperative Ltd strives to ensure the accuracy and completeness of the information presented, but Loan eligibility, terms, interest rates, and other conditions are subject to internal policies, regulatory guidelines, and individual credit assessments. We recommend consulting with our loan officers to obtain personalized advice and accurate details tailored to your unique needs and objectives. Your journey towards homeownership begins with us, and we are committed to providing transparent and customer-centric services to help you achieve your housing goals.