Child Savings
A Child Savings Account can be opened at Rs.100. The savings account will be operated under the parent's signature. The saving account can be deposited at any time as per requirement but only 90% amount of deposit...
For helping to protect the member's life and property, SACCOS has been working as a agent of various life & non-life insurance companies. If any member wish to do his/her life or property insurance, s...
Through Chandragiri M. service, cooperative is providing digital mobile banking services to it's members. This allows members to check their account balance, view statements, pay utility bills, load f...
Cooperative is the agent of more than 35 remittance companies and provides remittance services to its members and non member.
The saccos provides financial assistance to any member of the cooperative if needed. If a member wishes to make a family budget or needs counseling to start a new business, then the cooperative provid...
Chandragiri Savings and credit cooperative society is a community-based member owned cooperative organization established in January 06 2001 by the 25 generous people including unsalaried, farmers and social activists located Mahadevsthan and its surrounding area at that time. later it is registered under cooperative act 2048 at division cooperative office Kathmandu on April 19 2001. The purpose of establishing this co-operative society was to fight against poverty that existed in this area and enhance mutual help through cooperative activities. It is located in the northern part of chandragiri hill of Kathmandu District. It has covered Kathmandu and Lalitpur District and Dhunibesi Municipality of Dadhing district as it working area and operating 4 service centers in different places. It has been providing wide range of financial and other services to its member to uplift socio economic status of their life. Currently, Chandragiri is offering 12 saving products, 19 loan products and 12 member social security programs and 5 other services.
Chandragiri is affiliated to Association of Asian Confederation Of Credin Union, Bangkok Thailand (ACCU), Nepal Federation of Savings and Credit Cooperative Union(NEFSCUN), National Cooperative Bank of Nepal (NCBL), Kathmandu Saving and Credit Cooperative Union (KASCUN) andKathmandu District Union of Cooperative. It has been contributing to promote savings and credit cooperatives in Asia as it is a supporter member of ACCU.
Since it has been providing a quality services to its member and contributing to nation building it has earned so many awards and recognitions from its stakeholder. "The Excellent Cooperative Business Award 2076" provided by National Cooperative Federation of Nepal is one of them which is very significant in its journey of 20 years.
Up to the end of Month Baisakh 2078, 13616 individuals are getting services from Chandragiri and It has 2 billion and 526 million rupees of total assets. Although COVID-19 has certainly had an impact on its business, itis seeing tremendous growth. in mortgages and mortgage refinancing, as rates continue at historic lows. It's also seeing a resurgence in consumer loans such as auto, professional, and home equities.
Whether Pandemic or not, Chandragiri is always ready to help its community. During the outbreaks it has organized several blood donations programs. It provided rebate in interest of loan to COVID impacted borrowers. It facilitated to make members participation in Corona insurance. It has been providing emergency fund support to highly impacted members from coronavirus and paid the hospital bills in the hardship period. It toughed members various ideas to be economy in pandemic period. Likewise, it supported the local and federal government by contributing Corona virus fund and provided some fund to National Innovation Center to encourage social activities. Its goal is to keep members happy and prosperous and businesses solvent and to protect their loans. When all of this is over, and new normal day will come, it recommendsto its members' financial health and safety to have been preserved.
Vision:
"Sustainable SACCOS and happy and prosperous member" is its vision.
Mission:
Improved living standard of members through financial and other services with social security programs adopting innovative policies and advanced technologies based on international credit union principle.
A Child Savings Account can be opened at Rs.100. The savings account will be operated under the parent's signature. The saving account can be deposited at any time as per requirement but only 90% amount of deposit...
Women group belonging to microfinance will have to deposit Rs.200 in every month. The deposit can be refunded up to 75% after deposit of 36 installments. This savings amount is provided for 5.5% percent interest.
The account will be opened at the minimum amount of Rs.100. any amount can be deposited and withdrawn in this account. The Quarterly Interest Offered account can be withdrawn and withdrawn as per requirement and 5.5% intere...
This savings can be deposited monthly from a minimum of Rs.200 to maximum Rs.2000. member can increase deposit amount at any time but they can reduce it by at least 12 installments. Up to 36 installments of regular sa...
The member can deposit periodic savings by obtaining 3 types of interest for a period of 1 year to 2 years depending on member's requirement. The interest is paid on this savings is from...
Members of the cooperative can open this savings account for a minimum of Rs. 50,000. The savings account can be deposited and withdrawn in such a way that the minimum amount is not required. This...
Women group belongs to microfinance will have to deposit Rs.200. The deposit can be refunded up to 75% after deposit of 36 installments. This savings amount is provided for 5.5% percent inter...
हरिद्वारा र ऋषिकेशको सदस्य तिर्थाटन कार्यक्रमको दोश्रो टोली हरिद्वार क्षेत्रको भ्रमण गर्दै । उक्त...
चन्द्रागिरि बचत तथा ऋण सहकारी संस्थाको शुभतारा सेवाकेन्द्र आज आश्विन २१ गते समुद्घाटन भई सञ्चालनम...
चन्द्रागिरि बचत तथा ऋण सहकारी संस्थाले हाम्रो टेक्नोलोजी(एम.बैंक)को प्राविधिक सहयोगमा सि.टि. एक्स...
काठमाडौं । चन्द्रागिरि बचत तथा ऋण सहकारी संस्थाले सहकारी एकिकरण अभियानलाई निरन्तरता दिएको छ । संस...
सहकारी विभागबाट २०७९÷४÷३१ मा जारी निर्देशन बमोजिमको ३० फाल्गुन, २०७९ को वित्तिय तथा अन्य विवरण (अपरिस्कृत)
Mar 20,2023सहकारी विभागबाट २०७९/४/३१ मा जारी निर्देशन बमोजिमको २९ माघ, २०७९ को वित्तीय तथा अन्य विवरण (अपरिस्कृत)
Feb 22,2023यात्रा व्यवस्थापन सेवा दिन ईच्छुक व्यक्ति फर्म वा कम्पनिबाट प्रस्ताव आह्वान गरिएको सम्बन्धी सूचना !
Jan 20,2023
Since its foundation days, I have been a member of Chandragiri (Chandragirian). It is my neighboring credit union with almost all the board and management members as confidants and acquaintances. Chandragiri was adjacent to my house during its initial structural set up which was the natural reason that drove my inclination towards this liberal enterprise. I was born in 2008, which means I have already become a senior citizen. I live by myself as I am single. I have farmland to look at. My age deserves privileges everywhere, not to forget at my own credit union, Chandragiri. I have deposited my hard earned savings at Chandragiri. Fortunately, I did not have the need to borrow during my heydays, too so I did not enjoy the credit facility but Chandragiri has better taught me ways of saving increment. In fact, as a believer of simple living I did not venture into taking up risks so credit has remained at arm's length in life till date. However, I do have regular transactions including monthly regular saving and frequent withdrawals as I keep utilizing certain portion of money for the purpose of giving back to society. My past experience as a teacher and an agile credit union member tells that credit unions care and balm the wounds of members besides providing savings and credit facilities. In fact, they are our financial advisors, counselors and companions. They do not simply lend and borrow, they love and back members' businesses to the best of their ability. In the current highly competitive and individualistic societal fabric, demutualization is endeavoring to overshadow our core socio cultural attachments. People, especially youths are disintegrated, detached and demotivated. To better cope with such adversities, cooperatives are one of the best institutions. At heart, cooperatives promote mutuality, cooperation, pluralism, inclusion and democratic practices. Chandragiri aptly fits in this context and has never deviated from the globally accepted cooperative doctrines. What I like more about Chandragiri is that besides core financial facilities, it has focused its attention towards honing the much needed soft skills like leadership, rapport building, communication culture; team skills, flexibility, etc. Truly speaking, these traits have remained as Chandragiri's cornerstones. Society is in dire need of these at-times-forgotten aspects and my credit union is working to flower these prerequisites for a good society. Consequently, it has earned repute not only at community level but at the national and international fronts as well. Chandragiri ensures grey haired members with positive discrimination. Although, it has M-banking and other facilities, about which it keeps on informing and updating members, ambulance, hearse, pilgrimage visits and blood donation programs are primary concerns for members of my age group. I have not savored other innovative add on as they have become non-essentials to me. Nonetheless, I am thankful that they are working tirelessly to match up to the multiplying expectations of energetic and youthful members. For me the most important thing is uncompromised safety and security of my deposits with easy withdrawal and good return facility. Till date Chandragiri has successfully catered my need and as a result my unwavering trust with it has further solidified. What more can I expect? Of lately, I have made up my mind to forsake my association with other credit unions and stick to Chandragiri due to convenience and government and legal provisions regarding dual membership.
I am Surendra Subedi aged 37 from Thakre-8 Dhading; however I have been residing at Chandragiri-6, Mahadevsthan since long. My five members family consists of son (years), daughter (5 years), wife and mother. Professionally, I am a trader with a marble and tile business at Dauradipo which too lies at Chandragiri. It is obvious for a business person to have frequent financial transactions and I wanted a trustworthy, convenient and instant service provider which would treat me more than merely a customer. Two decades ago, I had had a lengthy discussion with my closed ones regarding my need. Almost everyone suggested me to be a part of Chandragiri family that was a budding credit union then. Initially, I must admit, I had shrugged towards the idea quite indifferently. Upon persistent insist from kith and kin, who had already taken membership, I joined Chandragiri giving it a benefit of doubt. And today when I look back I realize it would have been better, had I been its integral part much earlier. Anyway, no regrets, and I am lucky that my affinity with the SACCOS has grown leaps and bounds over these years. MY mother and wife are also its members. I have a mandatory regular savings of 500 rupees besides fixed deposit (FD). Some two years ago, I had even enjoyed its lending facility, as the FD had not matured, and I have repaid it. The credit facility helped me in a way to smoothen the business. Interest rate is quite good and I participate in its cooperative social responsibility (CSR) programs whenever I can steal some time out of my hectic schedule. In the past I used to frequent in such programs but with the increase in my business volume, I have not been able to participate which, I know, is a good miss, I know. However, I keep myself updated about its latest happenings via its social media page and website. An ambulance and hearse facility is more than a gimmick that have, by all means, added value to its member centric approaches. Most importantly friendly staffers are topnotch service are Chandragiri's prowess. My understanding regarding the significance of cooperative and its differences with other financial institutions has acquired a concrete shape and I cannot help expressing my gratitude to the one and only Chandragiri for this essential awakening. Although news do surface on media about irregularities, fraud, misappropriation of members' fund and embezzlements in some cooperatives, but over the years' experience with Chandragiri has absolutely transformed my perception about community based cooperatives and credit unions. Education, awareness and understanding in relation to the overall operational procedures of cooperatives, from board members to management team, strategic directions and peoples' convictions are essential ingredients to make a mark of any community based financial institutions. Realizing the urgency of need to train and educate about the above mentioned facts, Chandragiri runs member education incorporating it in its short, mid and long term planning. I wish the volume of collateral free loan would be big so that it would address needs of members like me. In addition to that an ATM facility is also essential in the present time.
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